JCB Finance
JCB Finance Solutions
Flexible Asset Finance with JCB Finance
Spreading the cost of acquiring JCB equipment helps preserve working capital, which is essential for any business. JCB Finance offers flexible asset finance options for businesses looking to acquire new or used JCB machines. As our preferred supplier, JCB Finance Ltd provides tailored financial solutions to meet your specific needs.
With over 50 years of experience in the UK construction, agriculture, and industrial sectors, JCB Finance is a trusted partner for asset financing. Their team of Relationship Managers understands local market conditions and is committed to helping your business thrive. Supported by a dedicated head office team, JCB Finance ensures seamless communication via phone, email, or video, offering the support you need whenever and wherever you need it.
Current Offers
0.99% FPA Interest Hire Purchase over 2 years on new JCB Teletruks
0% Interest Hire Purchase over 2 years Selected New JCB Mini Excavators, while stocks last
JCB 16C-1 cab mini excavator from £85.00+VAT weekly illustrative on a 3-year JCB FlexiLease.
0% Interest Hire Purchase over 2 years on new JCB HTD-5 Dumpsters
0% Interest Hire Purchase over 2 years on selected new JCB Electric Drive Access Platforms
JCB Finance Facilities for Your Business
HP Fixed – Secure Ownership with Fixed Payments
HP Fixed allows businesses to spread the cost of acquiring JCB machines while maintaining ultimate ownership. With fixed repayments, you’ll benefit from predictable budgeting and protection against rising interest rates, ensuring financial stability.
JCB FlexiLease – Flexible Lease with Cash-Back Potential
JCB FlexiLease is an operating lease designed specifically for JCB machinery, offering the benefits of an operating lease with one key advantage: any profit exceeding the investment value is returned to you. At the end of the lease, the machine is not owned by your business, but the potential cash-back provides a valuable opportunity. Please note, return conditions apply.
Explore More on JCB Finance’s flexible solutions, including our current offers.
Meet Your Local JCB Finance Team
The JCB Finance regional team, in close partnership with Scot JCB, is here to assist with your financing needs:
Alex Harrison – Tyne and Wear, Northumberland, Dumfries & Galloway, Lancaster & Cumbria
Mobile: 07887 658499
Email: alex.harrison@jcb-finance.co.uk
David Dodds – The Borders, Edinburgh, Glasgow, East & West Lothian, Midlothian, Ayrshire, Lanarkshire, Renfrewshire, Dumbarton, Argyll & Stirling
Mobile: 07836 528241
Email: david.dodds@jcb-finance.co.uk
Stuart Robertson – Highland, Moray, Aberdeenshire, Angus, Perth and Kinross, Fife
Mobile: 07836 528239
Email: stuart.robertson@jcb-finance.co.uk
Direct Sales Team Contacts
Kate Shenton
Mobile: 07562 667269
Email: kate.shenton@jcb-finance.co.uk
Jack Leese
Mobile: 07562 667256
Email: jack.leese@jcb-finance.co.uk
Call our dedicated line: 0800 150650
(Note: Mobile numbers listed are not premium rate.)
Scot JCB Ltd (Registered in England No. SC015692, Registered Office: 400 Townmill Rd, Glasgow, G31 3AR) is registered by the Financial Conduct Authority (FCA) as a credit broker, not a lender. Finance is subject to acceptance by JCB Finance Ltd, who are FCA-registered as a lender.
Please be aware that we receive a commission from JCB Finance Ltd based on each finance agreement, but these payments do not increase your costs.
Terms and conditions apply.
For more information, view our full FCA Credit Broking Disclosure Notice.
What finance options are available with JCB Finance?
JCB Finance offers a range of flexible finance solutions to help you invest in new and used machinery while managing cashflow. Options typically include:
Hire Purchase
HP Fixed allows businesses to spread the cost of acquiring JCB machines while maintaining ultimate ownership. With fixed repayments, you’ll benefit from predictable budgeting and protection against rising interest rates, ensuring financial stability.
JCB FlexiLease
JCB FlexiLease is an operating lease designed specifically for JCB machinery, offering the benefits of an operating lease with one key advantage: any profit exceeding the investment value is returned to you. At the end of the lease, the machine is not owned by your business, but the potential cash-back provides a valuable opportunity. Please note, return conditions apply.
Availability of these options may vary, and the JCB Finance team can help you choose the most suitable plan for your business.
Can I finance new and used JCB or other machinery through JCB Finance?
Yes. JCB Finance can provide finance for both new and used JCB machines, and in many cases for other makes of construction and agricultural machinery. Eligibility will depend on the age, condition, and value of the equipment, so your Scot JCB Sales Manager or JCB Finance representative will advise on what is possible.
What happens at the end of a Hire Purchase agreement, and when do I own the machine?
At the end of a Hire Purchase agreement, once you have made all scheduled payments and paid the option to purchase fee, legal ownership of the machine transfers to you. After this point, the machine is fully owned by your business with no further finance payments required.
What are the typical costs or fees involved in a finance agreement?
Typical costs may include:
- An initial deposit
- Monthly or quarterly repayments
- Interest charges based on the agreement
- An option to purchase fee at the end of a Hire Purchase agreement
- Administration fees, depending on the type of finance product
Your finance quotation will clearly outline all costs so you know exactly what to expect before entering an agreement.
How do I apply for finance, and who can I contact for help?
Applying for JCB Finance is straightforward. You can:
- Speak directly with your Scot JCB Sales Manager who will guide you through options
- Request a call from a JCB Finance representative
- Complete a finance application during your machine quotation process
The JCB Finance team will support you through the application and credit approval process and will answer any questions you have along the way.
